Roxanne Padgett

With a passion for community and a wealth of experience in the mortgage industry, Roxanne Padgett has been a trusted resource for local consumers, business owners, and organizations since 2002. In her current role at First State Bank, Roxanne focuses on growing the bank’s presence and building strong relationships throughout North Texas. She is dedicated to supporting local organizations, attending community events, and welcoming newcomers to the area, helping them connect with the local businesses that will benefit them most.

Roxanne brings a deep expertise in originating a wide range of mortgage loans, including Jumbo, Conventional, FHA, VA, USDA, and Home Equity Loans, ensuring that clients have access to the right solutions for their financial needs. Having started as an assistant to a mortgage broker and later becoming a mortgage loan officer, Roxanne has honed her skills in originating loans and providing support to their referral partners, always with a focus on delivering exceptional service.

A strong believer in being present and available, Roxanne takes a customer-focused approach to every interaction, utilizing advanced technology to streamline processes and ensure efficiency. Her dedication to the community is evident in her involvement in numerous local groups, including the Celina Chamber Leadership Group 4, Celina Ladies of Influence, Preston Trails Rotary, and the Celina Bobcat Mom Booster Club, among others. Additionally, Roxanne has served on the Celina Education Foundation, raising funds for scholarships to help students further their education.

Outside of work, Roxanne prioritizes family, faith, and community, enjoying outdoor activities like hiking, pickleball, and swimming. Whether relaxing on a patio or supporting local restaurants, Roxanne loves socializing and cherishing the simple pleasures of life. Despite being a self-proclaimed "social introvert," Roxanne thrives on connecting with others and contributing to the growth of the community.

Let Roxanne help you navigate your mortgage needs while also building lasting relationships within the community.